This pad is designed to be a multi functional addition to your collection of saddle pads. Designed to look just like your high end show pads & function as a daily schooling pad as well. Made by Derby Originals, this pad features heavy duty cotton twill quilted fabric, Velcro billet keepers, girth loops, soft washable synthetic fleece lining on the underside of the saddle pad, and 2 3/4" thick fleece trim around the contoured edge of the saddle pad.